In more equatorial regions I'd stay out of the sun from 9-3.
The FDA listed 12 typical sunscreen ingredients, such as avobenzone, octinoxate, and oxybenzone, as not currently having sufficient data to be recognized as safe and effective. They're absorbed into the bloodstream and studies have found them to persist for weeks.
Based on current data, the FDA categorized only two sunscreen ingredients as safe and effective, the mineral-based ones: zinc oxide and titanium dioxide, which don't permeate the skin much.
"Although the protective action of sunscreen products takes place on the surface of the skin, there is new evidence that at least some sunscreen active ingredients are absorbed through the skin and enter the body. This makes it important for FDA to determine whether, and to what extent, exposure to certain sunscreen ingredients may be associated with any safety risks. FDA has requested data from industry to confirm the safety of sunscreen active ingredients."[0]
[0] https://www.fda.gov/drugs/understanding-over-counter-medicin...
I always pack my own sunscreen when traveling to islands that ban normal sunscreen. I feel bad if it actually damages the reefs, but reef safe sunscreen is terrible at protecting from the sun.
https://www.consumerreports.org/health/sunscreens/the-truth-...
Zinc oxide – for the broadest UV-A and UV-B absorption.
Titanium dioxide – for UV-A absorption.
Diethylamino hydroxybenzoyl hexyl benzoate (DHHB) – for UV-A absorption.
Octyl methoxycinnamate – for UV-B absorption.
Octocrylene – for short-wave UV-A and UV-B absorption.
Bemotrizinol – a broad-spectrum UV absorber, absorbing both UV-A and UV-B rays.
Octyl triazone (ethylhexyl triazone) – for UV-B absorption.
The actual composition varies, but it is going to have a combination of multiple compounds due to them having different absorption peaks, e.g. bemotrizinol has two absorption peaks, 310 and 340 nm, and DHHB peaks out at 354 nm.. The compounds also have synergistic effects when blended with one another, so the sunscreen design is a science on its own.If you're a man especially you might as well just start wearing a hat because the thick hair probably won't last forever!
One tip I got from South Africa is when you find shade take your hat off as you cool down a lot through your head.
It's still so true today. In England we savour the sun. In hot places they are wary of it.