Over 80% of sunscreen performed below their labelled efficacy (2020)

It's not "safer" from the sun, but could be safer from side effects of the chemicals used in typical sunscreen.

The FDA listed 12 typical sunscreen ingredients, such as avobenzone, octinoxate, and oxybenzone, as not currently having sufficient data to be recognized as safe and effective. They're absorbed into the bloodstream and studies have found them to persist for weeks.

Based on current data, the FDA categorized only two sunscreen ingredients as safe and effective, the mineral-based ones: zinc oxide and titanium dioxide, which don't permeate the skin much.

"Although the protective action of sunscreen products takes place on the surface of the skin, there is new evidence that at least some sunscreen active ingredients are absorbed through the skin and enter the body. This makes it important for FDA to determine whether, and to what extent, exposure to certain sunscreen ingredients may be associated with any safety risks. FDA has requested data from industry to confirm the safety of sunscreen active ingredients."[0]

[0] https://www.fda.gov/drugs/understanding-over-counter-medicin...