If you built even 15 Europa Clippers the cost per-item would come down enormously (because all of those people's work could be re-used), but since the 1970's NASA has not had the budget for multiple probes per missions. So every mission is bespoke, and has to be done again completely from scratch.
1: The engine was normally used for circularizing the orbit of a geosynch comm satellite, so within a few hours of flight. For doing a Mars Insertion burn it needed to sit fueled for months in outer space, which was not appropriately tested, and probably the fuel tank exploded in flight because of that.
Each mission has unique requirements, but since payload mass costs are coming down, ISTM it should be possible to create a standard buss that meets most requirements most of the rime, even if it's heavier than a bespoke effort for any one mission.
https://en.wikipedia.org/wiki/Comparison_of_satellite_buses
For example, the SSL 1300 apparently has hosted 118 satellites so far:
https://en.wikipedia.org/wiki/SSL_1300
Though maybe the distinction between "satellite" and "spacecraft" bears importance here.
For exploration missions and anything in deep space (basically, beyond Lunar Orbit) people have kicked around ideas for common buses, there have been plenty of proposals, but no one seems to have enough value in them to be the third or fourth user of one- everyone has found it better to start from scratch than use someone else's bus design. It is possible if there was a sustained, focused effort at one kind of project, say, something where Mars orbiter launches were guaranteed every 26 months for more than a decade, that the investment in a common bus might pay off. But as long as we are bouncing between Mars, Jupiter, Pluto/KBO's, E-S L2, and inside Mercury's orbit, it just isn't actually reusable.
Just as one point, until the past few years everything in the outer planets had to be RTG powered, which requires a totally different design than something solar. It was only with Juno (and now the Europa Clipper) that solar has been demonstrated for outer planets at all, and it is still not exactly a design you'd have off the shelf, nor would the power design you'd want for outer planets solar be at all similar to the design you'd want for inner planets solar. The same is true for comms, for thermal management, for rad-hardening, etc.