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544 points josh2600 | 162 comments | | HN request time: 4.911s | source | bottom
1. Geee ◴[] No.26715348[source]
There are 250 million units of mobilecoin, and majority of them are owned by the founders. Only 37.5 million have been distributed. With current price ($65), they're worth $14B already. This makes the project a scam and impossible for it to work as a reliable money that holds value. Bitcoin had no pre-mine and has been fairly distributed from the start.
replies(15): >>26716669 #>>26717253 #>>26717289 #>>26717334 #>>26717384 #>>26717443 #>>26717846 #>>26717892 #>>26718428 #>>26718433 #>>26718469 #>>26720601 #>>26721205 #>>26726961 #>>26727388 #
2. tradertef ◴[] No.26716669[source]
Thanks. Honestly, not surprising..
replies(1): >>26717326 #
3. rOOb85 ◴[] No.26717253[source]
Can you post your source for these claims?
replies(2): >>26717327 #>>26717342 #
4. lottin ◴[] No.26717289[source]
Bitcoin rates worse than North Korea in terms of wealth distribution as measured by the Gini coefficient. [1]

[1] https://blog.dshr.org/2018/10/gini-coefficients-of-cryptocur...

replies(2): >>26718008 #>>26718159 #
5. ◴[] No.26717326[source]
6. marcinzm ◴[] No.26717327[source]
Their own white paper (no longer hosted on their site it seems) says they created 250 million tokens and pre-sold 37.5 million.

https://mixin.one/assets/MobileCoin-Whitepaper-EN_FINAL.pdf

replies(1): >>26717483 #
7. orph ◴[] No.26717334[source]
Even UK-only release in Signal means more people with cryptocurrency wallets than all other cryptocurrencies combined.
replies(3): >>26717358 #>>26717521 #>>26717566 #
8. Geee ◴[] No.26717342[source]
It's in the whitepaper. There are 250 million coins in total, and 37.5 million were sold in the ICO. I couldn't find any information on further distribution or monetary policy, so I assume the founders still hold them.
9. admax88q ◴[] No.26717358[source]
Is the number of empty wallets of a cryptocurrency a useful metric in any way?
replies(1): >>26717397 #
10. CynicusRex ◴[] No.26717384[source]
No “pre-mine” doesn't mean fairly distributed. Bitcoin is a multi-level marketing pyramid scheme as well. Early adopters mine or buy large proportions at negligible prices while late adopters mine or buy negligible proportions at large prices.
replies(3): >>26717475 #>>26717496 #>>26719614 #
11. mandelbrotwurst ◴[] No.26717397{3}[source]
I would say yes, at least to the extent that owners are aware that they exist and potentially become more likely to use.
12. PragmaticPulp ◴[] No.26717443[source]
The founding organization owns 85% of the total market cap of a coin? That should be raising red flags for everyone involved.

There is no valid reason for the vast majority of what is supposedly a currency to be owned by the company that created it. Imagine if PayPal launched but required everyone to transact in fractional shares of PayPal to get anything done. Oh and by the way, those shares are majority owned by the founders, but they’ll sell you some so you can send them to your friends.

This is ridiculous.

replies(3): >>26717463 #>>26719110 #>>26725266 #
13. josh2600 ◴[] No.26717463[source]
The majority of the MobileCoins are available for purchase for non-us persons at https://www.buymobilecoin.com right now.
replies(4): >>26717554 #>>26717618 #>>26718203 #>>26734609 #
14. olah_1 ◴[] No.26717475[source]
The gold and oil rushes weren't "fair" either. Fortune favors the bold, I guess. I was salty for a long time about bitcoin early buyers being filthy rich now. My saltiness clouded my vision of the real value there. Granted, I think there are better solutions than bitcoin now, but I respect it.
15. josh2600 ◴[] No.26717483{3}[source]
This whitepaper is not the whitepaper I wrote back in 2017. We took that down because it was ultimately not the design we implemented. The full system design can be found here: https://github.com/UkoeHB/Mechanics-of-MobileCoin/blob/maste....
replies(1): >>26718258 #
16. anonporridge ◴[] No.26717496[source]
By this definition, every company stock is a multi-level marketing pyramid scheme.

In fact, company stock is WAY worse, because the majority of people are legally prohibited from investing in private companies unless they're an accredited investor (already rich). So, only rich people (other than founders and early employees) are allowed to buy in at super low prices before handing off the bag to the public.

replies(4): >>26717629 #>>26717652 #>>26719218 #>>26719647 #
17. megameter ◴[] No.26717521[source]
It's roughly similar to Brave's userbase, though Brave is opt-in. Figures from 2020 put both in the low tens of millions.
18. PragmaticPulp ◴[] No.26717554{3}[source]
Yes, we’re well aware that you would love to sell us those coins you pre-mined.

That’s the problem.

If Signal was serious about this they would have launched their own fork instead of pitching a pre-mined coin to their users.

replies(1): >>26718326 #
19. qertoip ◴[] No.26717566[source]
MobileCoin is not a cryptocurrency.
replies(1): >>26717645 #
20. otoburb ◴[] No.26717618{3}[source]
The slashdot effect triggered Cloudflare’s DDoS protection and is returning errors for that page.
replies(1): >>26717638 #
21. PragmaticPulp ◴[] No.26717629{3}[source]
This is incorrect. Stock represents actual ownership of a scarce resource (a company). That company would have value whether or not it was explicitly sold as a stock. The value doesn’t come from the stock.

Cryptocurrency removes the underlying asset and simply sells shares of artificial scarcity. It’s only as valuable as what people decide to trade it at, because it doesn’t represent ownership of anything other than itself.

replies(3): >>26717864 #>>26718002 #>>26719628 #
22. josh2600 ◴[] No.26717638{4}[source]
No, this is just what happens when you try to hit the page from a US IP address.
replies(1): >>26719444 #
23. otoburb ◴[] No.26717645{3}[source]
The Wired article that the CEO of Mobilecoin is implicitly endorsing in this thread specifically categorizes Mobilecoin as a cryptocurrency. At least, it doesn’t seem to be a distinction worth splitting hairs about (yet).
replies(1): >>26722395 #
24. CynicusRex ◴[] No.26717652{3}[source]
The stock market being crooked doesn't mean bitcoin isn't crooked as well. I'm critical of both.
25. MithrilTuxedo ◴[] No.26717846[source]
Agreed. I was half expecting this was going to be using Monero, one of the more popular privacy-oriented cryptocurrencies I know of that's already being used.

E.g. the only cryptos I've seen people accepting on dark web markets are Bitcoin and Monero.

replies(1): >>26718198 #
26. doggosphere ◴[] No.26717864{4}[source]
Stock represents actual ownership of a scarce resource (a company).

Is there a limit to how many shares a company can issue? No, a board can technically issue shares unto infinity. There is no guarantee of scarcity, no guarantee they will not raise more money.

That company would have value whether or not it was explicitly sold as a stock. The value doesn’t come from the stock.

So when a company has no profit but a high valuation, is this the market correctly discounting future predicted cashflows and giving a company fair value, or is it some sort of scam? Ex: Is NKLA actually a $5.2b electric vehicle company? How about the spade of Chinese IPOs that ended up being vaporware?

Cryptocurrency removes the underlying asset and simply sells shares of artificial scarcity.

The scarcity isn't artificial. It's mathematically provable, open source and auditable. If you think you can manufacture "fake" btc on the blockchain, feel free to try. If you think you can successfully fork and create a whole new chain, you're also welcome to try.

It’s only as valuable as what people decide to trade it at, because it doesn’t represent ownership of anything other than itself.

This is actually factual for anything in existence. A piece of bread. A $100m painting. You're starting to figure out what peculiar creatures humans are.

replies(2): >>26717906 #>>26723535 #
27. ◴[] No.26717892[source]
replies(1): >>26718036 #
28. PragmaticPulp ◴[] No.26717906{5}[source]
> Is there a limit to how many shares a company can issue? No, a board can technically issue shares unto infinity. There is no guarantee of scarcity, no guarantee they will not raise more money.

The scarce asset is the company, not the shares. Yes, they can issue more shares, but those shares still represent the same company plus the new investment money raised by raising the shares. They're not creating more company out of thin air when they issue more shares.

EDIT: To clarify some misconceptions in the comments below: When a company sells more shares into the market they are not simply diluting away existing shareholders. The keyword is that they are selling shares, meaning they take money in exchange for shares. The company's value increases by the amount of money they take in exchange for the sale.

Example: If a company is worth $1,000,000 and has 1,000,000 shares outstanding, each share is worth $1. If the company decides to sell another 100,000 shares and the market buys them at $1/each, there are now 1,100,000 shares outstanding and the company is now worth $1,100,000 because they took in $100,000 of cash via share sales. Existing shareholders have not lost any money or value.

replies(4): >>26717976 #>>26718001 #>>26718035 #>>26719768 #
29. blackearl ◴[] No.26717976{6}[source]
It doesn't matter if it represents the company because the thing that shareholders care about is how much $ each share represents. This is why a stock will tank when a company talks about diluting their existing shares by creating new shares out of thin air. What you're talking about would be more akin to a stock split.
replies(1): >>26718116 #
30. doggosphere ◴[] No.26718001{6}[source]
OP was responding about stocks being just as much "multi level marketing" because you still need someone to sell the shares to, someone willing to pay more for it than you did. So it is actually irrelevant to scarcity or "intrinsic value".
31. chrisco255 ◴[] No.26718002{4}[source]
> This is incorrect. Stock represents actual ownership of a scarce resource (a company). That company would have value whether or not it was explicitly sold as a stock. The value doesn’t come from the stock.

Depending on the voting rights embedded in the share, your ownership is likely meaningless. It doesn't guarantee you rights to dividends necessarily and even if it does, the company can just choose to never issue a dividend (like Amazon). It doesn't necessarily grant you voting rights for the Board of Directors either. Worse, you have to go through a 3rd party broker to buy a share or trust a company like Robinhood to hold your shares for you. As we saw with GameStop, they can rug pull on you at any time. With decentralized cryptos like BTC & ETH, that can't happen from your own private wallet. You can always transact.

Cryptos such as BTC & ETH are provably scarce, not artificially scarce. You can validate supply at any time by running your own node and joining the network. You don't need anyone's permission to do that. It's a public blockchain.

replies(3): >>26718182 #>>26718206 #>>26718570 #
32. modeless ◴[] No.26718008[source]
All calculations of this sort are fatally flawed because they assume all the coins in one address are owned by one person. That would be like calculating the US Gini coefficient assuming that all bank accounts are owned by the CEO of the bank.
replies(3): >>26718688 #>>26719108 #>>26720362 #
33. ◴[] No.26718036[source]
34. chrisco255 ◴[] No.26718035{6}[source]
> but those shares still represent the same company plus the new investment money raised by raising the shares.

No. Your shares were _diluted_ by the company issuing new shares. Now your 100 shares are worth half as much. Shares have predicted forward value embedded in their valuation. When you buy a share, you're betting that company will continue to grow. If it's having to raise money and issue new stock, odds are it's struggling with cash on hand. Maybe the bet will work out for you. Maybe not. Stocks are gambling, though, don't let yourself believe otherwise.

replies(1): >>26718151 #
35. PragmaticPulp ◴[] No.26718116{7}[source]
When a company sells more shares, they money they raise from selling those shares contributes to the value of the company.

If a company sells 100,000 shares at a dollar each, the company is now worth $100,000 more because they now have another $100,000 on their balance sheet. No value is lost in this process.

> This is why a stock will tank when a company talks about diluting their existing shares by creating new shares out of thin air.

Companies can't just declare that more shares exist and dilute away shareholders like you said. They either issue them as stock based compensation, which is an expense, or they sell the shares to buyers, which means money goes toward their bottom line.

replies(1): >>26718146 #
36. blackearl ◴[] No.26718146{8}[source]
Value is lost to existing shareholders who have the value of their shares diluted. Everything you're saying may seem logical, but economics is often illogical and any 1:1 $:stock sales still tank the share price.
replies(1): >>26718170 #
37. PragmaticPulp ◴[] No.26718151{7}[source]
> No. Your shares were _diluted_ by the company issuing new shares. Now your 100 shares are worth half as much.

That's not correct. A company sells shares in exchange for cash. That cash is owned by the company, which is represented by the shares.

Companies can't simply dilute away their shareholders like you're suggesting. The money raised by selling shares doesn't simply disappear.

replies(3): >>26718243 #>>26718455 #>>26719197 #
38. doggosphere ◴[] No.26718159[source]
A system which is 12 years old, of which many people have not heard about, don't understand, or may not even care to understand. In some countries its illegal to use. Most countries have unfriendly tax treatment (capital gains on your coffee purchase). Can't be paid in it. Can't yet pay your federal taxes in it. Uncertain if the government will one day ban it.
replies(1): >>26718209 #
39. PragmaticPulp ◴[] No.26718170{9}[source]
> Value is lost to existing shareholders who have the value of their shares diluted.

You're confusing percentage dilution with absolute diluation.

The shares represent the value of the company. The value of the company has increased by the amount of money raised. Each share represents a lower percentage of the company, but this is offset by the fact that the value of the company has increased by the amount of money raised. The shares have not been diluted on an absolute value scale.

Owning 10% of a company worth $1mm is the same value as owning 5% of a company worth $2mm.

If you own 10% of a $1mm company that raises another $1mm by selling more shares, you now own 5% of a 2mm company. Your percentage ownership is diluted, but your value has not been stolen.

This is basic pre- and post-investment math. Shareholders are diluted on a percentage basis, but not on an absolute basis.

replies(3): >>26718362 #>>26718641 #>>26719838 #
40. fwip ◴[] No.26718182{5}[source]
It's both provably scarce and artificially scarce.
41. akvadrako ◴[] No.26718198[source]
Monero is clearly the most practical secure coin as evidenced by it's popularity on the darknet. But I think what MobileCoin offers is speed.
replies(2): >>26718440 #>>26720245 #
42. fblp ◴[] No.26718203{3}[source]
There is only a "contact us" link on that page.
43. PragmaticPulp ◴[] No.26718206{5}[source]
> your ownership is likely meaningless

That's not true. The shares still represent a claim on the underlying company.

If someone wants to acquire the company, they have to compensate you for the shares that you hold.

Companies can't simply wave a magic wand and steal value from shareholders. There's more to stock ownership than voting rights.

44. thaumasiotes ◴[] No.26718209{3}[source]
> Most countries have unfriendly tax treatment (capital gains on your coffee purchase).

That's definitely unfriendly tax treatment. Is it different from the tax treatment that applies to national currencies?

replies(2): >>26718335 #>>26719172 #
45. doggosphere ◴[] No.26718243{8}[source]
I own 10% of a company. Several rounds later, I now own 2% of the company. It is possible the company is now valued higher or lower than what I got in at.

Did I get diluted?

replies(1): >>26719903 #
46. opheliate ◴[] No.26718258{4}[source]
Fyi, while the whitepaper marcinzm links to may not be the design you implemented, it is the first result (for me, at least, in the UK) when googling "MobileCoin Whitepaper", while the Mechanics of MobileCoin repo doesn't appear at all.

Just in terms of avoiding confusion, you might want to reach out to mixin.one to try to replace that document with one that clarifies that the design outlined there was not used? Or publicise the actual design a bit better? (I couldn't find a link to this repo on the MobileCoin website, which is why I searched for the whitepaper elsewhere in the first place).

47. xur17 ◴[] No.26718326{4}[source]
> If Signal was serious about this they would have launched their own fork instead of pitching a pre-mined coin to their users.

Agreed. They either would have launched their own fork and distributed the vast majority to their users, or at the very least chosen an existing project that was fairly well distributed.

This makes me believe they primarily did this in return for an incentive from Mobilecoin.

replies(1): >>26718554 #
48. doggosphere ◴[] No.26718335{4}[source]
Not sure in the US, but in Canada you don't need to report capital gain on foreign currencies if its under $200.
49. doggosphere ◴[] No.26718362{10}[source]
Assuming all shares are equal in class, voting power is diluted.
50. bigiain ◴[] No.26718428[source]
> Bitcoin had no pre-mine

/me glances at the great big pile of Satoshi coins...

replies(1): >>26718571 #
51. ChainOfFools ◴[] No.26718433[source]
> There are 250 million units of mobilecoin, and majority of them are owned by the founders. Only 37.5 million have been distributed.

more of the same cryptocurrency themes:

1. decentralization for Thee and not for Me

2. regulated by math.... aaand the developers' / founders enormous, unaccountable and unilateral leverage over liquidity.

52. qqii ◴[] No.26718440{3}[source]
As a tradeoff for decentralisation. Currently nodes are run by "trusted companies" and it doesn't look like you can run your own as an individual.
53. chrisco255 ◴[] No.26718455{8}[source]
> Companies can't simply dilute away their shareholders like you're suggesting. The money raised by selling shares doesn't simply disappear.

Yes, they can and yes they do, all the time. That's not only precisely how VC funding works in the early stages of a startup raising seed money and subsequently doing Series A, B, etc. that's also how public financing works via new share offerings on a public marketplace like NYSE or NASDAQ.

GameStop is about to do precisely this very thing: https://abcnews.go.com/Business/wireStory/gamestop-finally-a...

The cash they receive has no forward value. $1 will be worth $1 in 10 years. When you buy shares, you are betting on future value. When a company trades new shares for cash, it is trading some portion of its future value for cash today.

Not only that, but the cash on hand can disappear rather quickly (after all, they are raising it to spend it) depending on the company's expenditures, cost of new customer acquisition and whether its growth strategy is working or not.

Also, shareholders are the last to be compensated in the event of a bankruptcy or liquidation. Bondholders take preference.

replies(1): >>26719281 #
54. guidingtunnel ◴[] No.26718469[source]
> Bitcoin had no pre-mine and has been fairly distributed from the start.

Except for that small initial 1 million that stayed with Adam

replies(3): >>26718525 #>>26719019 #>>26719119 #
55. gruez ◴[] No.26718525[source]
That's not what pre-mine means. As for "fairly", that's debatable because it's unclear what "fair" means. Should everyone on earth get the same amount? That would be the most "fair". How would the logistics of that work, for a cryptocurrency? What about all the people born after 2009?
56. Klonoar ◴[] No.26718554{5}[source]
What?

Marlinspike's been an advisor to MobileCoin from like... the beginning. The article also notes that neither he nor Signal own any actual MobileCoins.

replies(2): >>26718681 #>>26719209 #
57. gruez ◴[] No.26718570{5}[source]
>As we saw with GameStop, they can rug pull on you at any time. With decentralized cryptos like BTC & ETH, that can't happen from your own private wallet. You can always transact.

ETH is probably not the best example here because they have rug-pulled people with a hard fork.

replies(1): >>26718723 #
58. gruez ◴[] No.26718571[source]
large stash =/= premine
replies(1): >>26718904 #
59. blackearl ◴[] No.26718641{10}[source]
You continue to make a 1:1 assumption. Dilution can cause the stock to go down because of FUD of financial health. It can go up because of strong leadership and optimistic futures. It's not occurring in a vacuum where $1 is 1 share and +$1 to company worth.
replies(2): >>26719517 #>>26719561 #
60. hn8788 ◴[] No.26718681{6}[source]
Signal may not own any MobileCoins, but the CEO of MobileCoin said:

> MobileCoin has not yet paid Signal anything for integrating MobileCoin. We intend to donate a great deal of money to Signal over the coming years.

replies(2): >>26718732 #>>26719052 #
61. warkdarrior ◴[] No.26718688{3}[source]
If many coin owners share the same address, that is not very decentralized, is it?
replies(1): >>26719181 #
62. whimsicalism ◴[] No.26718723{6}[source]
> they have rug-pulled people with a hard fork.

"People" here being criminals that exploited a flaw in the DAO, yeah?

replies(2): >>26718777 #>>26720480 #
63. Klonoar ◴[] No.26718732{7}[source]
Yes, I've read that. I find it a stretch to draw that conclusion though, as if it's some back door deal for funding.

For all the criticisms of cryptocurrency (and I have many...), I don't particularly see anything on MobileCoin's work that indicates the usual shady cryptocurrency stuff. I'm not sure it belongs in Signal, but I do think this stuff can be evaluated without people starting conspiracy theories.

replies(3): >>26719658 #>>26719872 #>>26719902 #
64. gruez ◴[] No.26718777{7}[source]
Just like how the US financial system only freezes the assets of Bad Guys, right? As for GME? We had to rugpull them because they were manipulating the market[1].

[1] Yes I know that wasn't the real reason why trading was halted

replies(1): >>26718794 #
65. whimsicalism ◴[] No.26718794{8}[source]
I don't know enough to comment on those things, I'm discussing the specific example of the ETH fork which was given.
replies(2): >>26718829 #>>26718923 #
66. ◴[] No.26718829{9}[source]
67. neolog ◴[] No.26718904{3}[source]
What's the difference in practice?
replies(1): >>26718982 #
68. gruez ◴[] No.26718923{9}[source]
The point is that in your initial comment, you were saying that with decentralized cryptocurrencies you'll be free from third party interference, but with ETH the DAO hacker was subject to the very interference you claimed crypto wasn't subject to. Therefore it weakens your claim from something like "with crypto, nobody can stop you!", to "with crypto, nobody can stop you! ...except if you do something we don't like in which case we'll hardfork", which is pretty similar to how centralized systems work today.
replies(2): >>26719009 #>>26719093 #
69. gruez ◴[] No.26718982{4}[source]
That moves the goalposts from "did satoshi premine?" a question with a well-defined criteria, to something more vague like "is bitcoin fairly distributed?", which opens a can of worms regarding what "fair" means.
70. whimsicalism ◴[] No.26719009{10}[source]
That wasn't my comment. Also, people freely chose to start using the new version of ETH, they weren't required to.
71. midmagico ◴[] No.26719019[source]
Pretty easy to risk someone else's safety with lies from behind that alias, isn't it
72. ImprovedSilence ◴[] No.26719052{7}[source]
In my view there are worse ways to make money from a chat app. Like selling all your users data. Ir worse yet just selling out to FB. At least a crypto scheme can maybe be the cash cow that helps them keep true to the privacy aspect....
replies(2): >>26719641 #>>26734163 #
73. leppr ◴[] No.26719093{10}[source]
A hard fork in a decentralized cryptocurrency is democratic, users chose which of the 2 new chains assets' they want to keep. No binary winner is decided, the market currently values ETH as 122 times more valuable than ETC, but ETC is not censored.

The sentencing of criminals in republics is very removed from democratic action (see drug criminalization).

replies(2): >>26720129 #>>26721812 #
74. Barrin92 ◴[] No.26719108{3}[source]
Who shares a bitcoin wallet or operates one like a bank? If anything the opposite is more likely, several bitcoin wallets belong to single individuals, probably in particular for some of the high net worth ones in an attempt to obfuscate ownership, which if anything, understates how concentrated it is.
replies(1): >>26719163 #
75. nullc ◴[] No.26719110[source]
Of course, it's totally centralized. The 'cryptocurrency' marketing just exists as a regulatory dodge.

So far this scheme has worked out fine for the original creators of Ripple-- who've extracted hundreds of million selling their massive premine to an ignorant public, then abandoned the original and did it again. What we're seeing from signal now is just a third generation of the same scheme, preempting the ripple founders from doing it again (or maybe they're involved behind the scenes, who knows?).

So long as there seems to be no consequence except a massive windfall (SEC fines against ICO/premines have tended to be a fraction of 1% of the funds raised), it's unsurprising to see them continue.

The fact that it may kill one of the more useful secure messaging apps as a side effect? Welp. This is why we can't have nice things: Collectively, we're better at funding borderline scams than public goods.

replies(1): >>26719702 #
76. ◴[] No.26719119[source]
77. everfree ◴[] No.26719163{4}[source]
> Who shares a bitcoin wallet or operates one like a bank?

Almost every bitcoin exchange.

It's typical to pool user funds into a relatively small number of addresses.

78. lmm ◴[] No.26719172{4}[source]
Yes. It's the same tax treatment that applies to gold bullion or barrels of oil - volatile commodities that are at least partly speculative investments rather than stable mediums of exchange.
replies(1): >>26721005 #
79. risho ◴[] No.26719181{4}[source]
that's like saying that the internet isn't decentralized because lots of people interact using facebook. that address isn't decentralized, much like facebook isn't. that doesn't mean that bitcoin or the internet aren't decentralized.
replies(2): >>26721398 #>>26721435 #
80. howinteresting ◴[] No.26719197{8}[source]
> Companies can't simply dilute away their shareholders like you're suggesting.

They absolutely can. When you buy shares, or exercise options, in an early stage company the documents clearly specify that the shares can be diluted, which is how it's on solid legal footing.

81. yborg ◴[] No.26719209{6}[source]
And what is the downside to them if this isn't entirely true? On one hand you have tens of millions of dollars and potentially a lot more, on the other you have a few angry nerds.
82. lmm ◴[] No.26719218{3}[source]
> By this definition, every company stock is a multi-level marketing pyramid scheme.

No because the company's income doesn't come from selling more stock, but from selling valuable products. (Companies that don't have actual revenue are indeed multi-level marketing pyramid schemes and there are some of them around, but they're the exception rather than the rule).

83. PragmaticPulp ◴[] No.26719281{9}[source]
> That's not only precisely how VC funding works in the early stages of a startup raising seed money and subsequently doing Series A, B, etc.

The concept of "pre-money" and "post-money" valuations exist for precisely this reason. You can read more here: https://www.investopedia.com/ask/answers/difference-between-...

If a company raises $1mm on a $9mm pre-money valuation, the company is now worth $10mm ($9mm valuation + $1mm raised) and the extra shares correspond to the $1mm raised.

Onwership is diluted on a percentage basis, but the Series B and C investors didn't steal value from previous investors through dilution. There are more shares because there is more money in the company.

replies(1): >>26720134 #
84. Igelau ◴[] No.26719444{5}[source]
Why are you blocking the US?
replies(3): >>26719877 #>>26723492 #>>26727987 #
85. Spivak ◴[] No.26719517{11}[source]
Yes but a company doing something that causes the market to value shares less isn’t dilution. The fact that you know how the market will respond to companies raising capital by issuing new shares doesn’t change the legality of it.
86. ALittleLight ◴[] No.26719561{11}[source]
But raising money might also cause the stock to go up, right? More investment signals confidence and planned growth. More people may want to buy in.

Issuing new shares is not always a good move and sometimes it might cause investors to lose money and percentage ownership, but sometimes it might be a good move and result in investors gaining money (though still getting their ownership diluted).

87. CryptoPunk ◴[] No.26719614[source]
By that definition, any stock or collectible is a "multi-level marketing pyramid scheme". A multi-level marketing or pyramid scheme is not defined as anything where early adopters might have purchased it at a lower price than later adopters.
replies(1): >>26720992 #
88. CryptoPunk ◴[] No.26719628{4}[source]
>>This is incorrect. Stock represents actual ownership of a scarce resource (a company).

He's referring to the grandparent comment's definition, not yours. The GP's definition is:

>>Early adopters mine or buy large proportions at negligible prices while late adopters mine or buy negligible proportions at large prices.

By that definition, anything that goes up in value is a "multi-level marketing pyramid scheme".

89. freeone3000 ◴[] No.26719641{8}[source]
I'm really tired of every single company going through some abusive scam or data harvesting scheme to avoid simply charging me money.
replies(2): >>26721198 #>>26722758 #
90. psychlops ◴[] No.26719647{3}[source]
Also, it would include fiat currency as a scheme as those who print it do so at negligible prices.
replies(1): >>26720110 #
91. freeone3000 ◴[] No.26719658{8}[source]
It's literally a quid pro quo? What conspiracy theory do you need here?
replies(1): >>26719793 #
92. ChainOfFools ◴[] No.26719702{3}[source]
At least it's better than Bitcoin, since in this case it's well known who the whales are.

If one wishes to subject their wealth to the whims of a massively centralized cartel of "rationally self interested" HOLDers, maybe it's better to deal with the devil(s) one knows.

replies(1): >>26720924 #
93. OneLeggedCat ◴[] No.26719768{6}[source]
> EDIT: To clarify some misconceptions in the comments below: When a company sells more shares into the market they are not simply diluting away existing shareholders.

HAHHAHHAHHHAHAAAA come on man.

94. Klonoar ◴[] No.26719793{9}[source]
I don't see how it's a quid pro quo for someone like Moxie, with his background, to advise a project for years and then work with them to integrate it given the alignment with regards to privacy initiatives.

I find it conspiracy-theory in nature to assume otherwise; I think it could've been handled better from a server source code side but I don't really see why this has to be an assumed bad faith thing.

replies(1): >>26720667 #
95. erik_seaberg ◴[] No.26719838{10}[source]
I don't really care about how much of the balance sheet I could lay claim to during a liquidation. That's going to be pennies on the dollar, or nothing.

I care how much of future profits will be returned to be, which does depends on the percentage I end up owning. A round needs to enable a bigger gain than the fraction it dilutes everyone.

replies(1): >>26723307 #
96. hn8788 ◴[] No.26719872{8}[source]
The CEO said:

> I love Signal and I started MobileCoin to help fund their work.

I don't see how it's a conspiracy theory that this is a backdoor way of funding Signal when the CEO literally says that MobileCoin was created as a way to fund Signal.

replies(1): >>26720060 #
97. marcinzm ◴[] No.26719877{6}[source]
I'm guessing because they don't want an SEC investigation into whatever they're running.
98. marcinzm ◴[] No.26719902{8}[source]
It's not a conspiracy when it's all out in the open. Calling things you don't like a conspiracy theory to discredit them is a poor form of argument.

A bunch of decently well of people decided to do a few handshake deals to make each other a whole bunch of money. That's how most of the world rolls so this is simply par for course.

replies(2): >>26720079 #>>26727487 #
99. XorNot ◴[] No.26719903{9}[source]
The concept of "non-voting shares" exists, so the answer is "maybe, depending what you value".
100. Klonoar ◴[] No.26720060{9}[source]
Yeah, I don't really see anything particularly wrong with that. I'd be more bothered by it if Signal wasn't a nonprofit.

Is it potentially a bad business model? Yeah. Is it necessarily some backdoor funding deal? I dunno, I don't really buy it.

101. Klonoar ◴[] No.26720079{9}[source]
>It's not a conspiracy when it's all out in the open. Calling things you don't like a conspiracy theory to discredit them is a poor form of argument.

This statement would work better if that's what I was doing, but I'm not.

You (and nobody else) on this thread knows for sure what's going on there, and if Moxie's been advising MobileCoin for years I don't see how it falls under a handshake deal.

There is nothing to indicate that he, or Signal, are directly profiting from this, other than some MobileCoin people saying they want to donate to Signal (which is a good thing - I'm really not bothered by that particular point).

102. jude- ◴[] No.26720129{11}[source]
> A hard fork in a decentralized cryptocurrency is democratic, users chose which of the 2 new chains assets' they want to keep.

Show us the votes, then. Did a majority of miners and/or coinholders vote to hard-fork?

103. chrisco255 ◴[] No.26720134{10}[source]
> If a company raises $1mm on a $9mm pre-money valuation, the company is now worth $10mm ($9mm valuation + $1mm raised) and the extra shares correspond to the $1mm raised.

No, the company is worth it's last share price x number of shares outstanding. A company is worth what the market will pay for it, not for what some bean counter guesses is the value.

Yes, they didn't "steal" value, they traded cash for present and future potential value.

That cash doesn't just get parked in a bank account (it gets spent) and the company valuation isn't static, it changes based on market perception all the time.

You are thinking in snapshot accounting terms and not in real market valuation terms. Dilution typically causes price per share to fall unless growth is outpacing the dilution significantly.

104. hjek ◴[] No.26720245{3}[source]
And way less energy consumption, according to their website.
replies(2): >>26724400 #>>26728030 #
105. atweiden ◴[] No.26720362{3}[source]
> All calculations of this sort are fatally flawed because they assume all the coins in one address are owned by one person.

But don’t the calculations equally assume coins spread out across multiple addresses aren’t owned by one person, when in fact they often are?

replies(1): >>26720535 #
106. dogecoinbase ◴[] No.26720480{7}[source]
At the time of that fork, the Ethereum website literally said "the code is the contract". Then, when someone found a perfectly legitimate use of that code that the creators failed to anticipate, they forcibly altered the contract. There are criminals here, but they're not the ones you think.
replies(2): >>26720615 #>>26721010 #
107. modeless ◴[] No.26720535{4}[source]
Sure but that doesn't offset the first problem, it's just an additional problem. In fact I believe it could move the fake Gini coefficient in either direction depending on how each person splits their money.
108. MichaelMoser123 ◴[] No.26720601[source]
look at the chart: https://coinmarketcap.com/currencies/mobilecoin/

the integration with signal made the valuation of mobilecoint jump from around zero to 65$. I hope the signal team got some mobilecoins in return for the favor.

replies(2): >>26721086 #>>26723133 #
109. whimsicalism ◴[] No.26720615{8}[source]
> they forcibly altered the contract.

What was forcibly altered? Perhaps the meaning of "force" is different for you than it is for me.

110. tsimionescu ◴[] No.26720667{10}[source]
It's quid pro quo to include an obscure scam coin out of the blue into an entirely unrelated product, with a public promise from the scam club owners to donate their money to your business. The fact the the owner of signal had already been associated with MobileCoin for a long time makes it worse, not better.
replies(1): >>26721224 #
111. SwimSwimHungry ◴[] No.26720924{4}[source]
Or better yet, don't use cryptocurrency at all. Then you can avoid all ethical dilemmas surrounding them.

Problem solved.

replies(1): >>26721548 #
112. SwimSwimHungry ◴[] No.26720992{3}[source]
Which is interesting. Unlike virtually every stock on the stock market, I see Bitcoin-stans constantly harp about the "USD price" of Bitcoin on places like Twitter, Youtube, any social media with a large enough megaphone, just so they can stir up loads of FOMO and get people to make a financial decision that is likely not led with wisdom and prudence in mind. Especially with how high BTC is priced at now, you'd be lucky to have massive multipliers on your initial buy in as you might have in the earlier days. The diminishing point of returns is rearing its ugly head, so more pumping must happen to keep this all in the public zeitgeist.

That kinda smells pump and dump like to me. Lest we forget, the end of the previous bull runs in 2013 and 2017 wiped out some people that made bad investment decisions (and there's no guarantee another black swan event won't happen again in the future). Not to mention, whenever there is news of someone losing their wallet keys, Bitcoiners breathe a sigh of relief, knowing that that's one more person that has to permanently HODL. Gross.

replies(1): >>26735951 #
113. thaumasiotes ◴[] No.26721005{5}[source]
What is the tax treatment that applies to national currencies?
replies(1): >>26722476 #
114. fastball ◴[] No.26721010{8}[source]
The issue with this narrative is that the "they" isn't the creators, it's the network. The Ethereum core devs can do whatever they want, but if nodes don't migrate across the hard fork then nothing happens.

The code is the contract, enforced by a decentralized network of actors. Of course that network can at any point change the contract if the majority of them agree to do so – how else would it work? The key is that there is no way for individual actors to modify contracts at will – you need consensus. It's the difference between oligarchy and democracy.

replies(1): >>26734881 #
115. thiagocsf ◴[] No.26721086[source]
It was $6 two weeks ago. Still a big jump but hardly “zero”.
replies(1): >>26721574 #
116. godelski ◴[] No.26721198{9}[source]
Isn't this because most users have decided that charging money is a death sentence? Hell, there's a HN article on this like every month.
replies(1): >>26721566 #
117. sschueller ◴[] No.26721205[source]
It also paints a giant target on them for the feds to come down on.
118. Klonoar ◴[] No.26721224{11}[source]
...no, the fact that the founder of Signal advised it for years indicates it's not an "obscure scam coin" from out of the blue.

If Signal had built this themselves, in house, nobody would bat an eye.

You're stretching hard here.

replies(1): >>26722086 #
119. lottin ◴[] No.26721398{5}[source]
"Decentralized" means little without more context. The issuance of bitcoins isn't a legal monopoly. In this sense Bitcoin is "decentralized". On the other hand the Bitcoin blockchain is a centralized ledger, which is distributed, but nonetheless centralized. So which one is it? Centralized or decentralized? It doesn't matter because at this stage "decentralized" is being used as a mere buzzword rather than to convey a precise meaning.
120. creata ◴[] No.26721435{5}[source]
> that's like saying that the internet isn't decentralized because lots of people interact using facebook

Yes, and I do say that. Decentralization is a lot less interesting if most people just end up centralizing anyway.

121. flal_ ◴[] No.26721548{5}[source]
But then, you haven't solved the private electronic payment...
replies(1): >>26721614 #
122. skinkestek ◴[] No.26721566{10}[source]
Someone should always take the time to point out to such threads that WhatsApp was running very profitable based on that model without eveb trying.

Also feel free to read anything by the Basecamp guys (yep, the guys behind Rails).

It won't get you or the investors (another) yacht, but there exist a number of companies that delight their customers and change history far more than many attempted unicorns.

123. MichaelMoser123 ◴[] No.26721574{3}[source]
my initial thought was: why didn't they choose monero (another coin that is privacy-focused but sort of more established). However monero is already much higher than that mark, in its valuation.
replies(1): >>26732817 #
124. IshKebab ◴[] No.26721614{6}[source]
Most people don't want private electronic payments. In stable countries like the UK - where this is being launched - it's basically only useful for buying drugs and tax evasion.
replies(3): >>26721816 #>>26724387 #>>26727424 #
125. perryizgr8 ◴[] No.26721812{11}[source]
> A hard fork in a decentralized cryptocurrency is democratic

Yup, and I don't want public votes to decide the amount of money I have.

replies(1): >>26725347 #
126. flal_ ◴[] No.26721816{7}[source]
One can argue than most people don't care about private messaging as well... I find it a bit scary that my bank has all my purchasing data : they basically know everything about me that way, what if they decide to sell this data ?
replies(1): >>26725854 #
127. tsimionescu ◴[] No.26722086{12}[source]
Signal including a cryptocoin came completely out of the blue (well, apparently there were rumors, but that doesn't mean it was an expected change). MobileCoin is also deeply suspicious in its mining model, and is not some well known coin.
128. qertoip ◴[] No.26722395{4}[source]
I don't give a shit about Wired categorization. MobileCoin is a company. It has a fucking CEO. Cryptocurrency is by definition decentralized.
replies(1): >>26723352 #
129. lmm ◴[] No.26722476{6}[source]
Country-specific, but often you don't have to account for them up to a certain limit, and/or you can treat anything you buy in a foreign national currency as having been bought at what you originally paid for that currency.
130. xorcist ◴[] No.26722758{9}[source]
Yet somehow the Wikipedia project has managed to stay afloat during all these years...

I'm pretty sure more than one WikiCoin has been pitched too.

131. Hbruz0 ◴[] No.26723133[source]
Wtf is that dip to $33 ?
132. xorcist ◴[] No.26723307{11}[source]
That would very much depend on what you're buying stock in. Holding companies and investment companies are mostly valued to what your "share" of their holdings is worth. Real estate too.
133. xorcist ◴[] No.26723352{5}[source]
That particular ship has sailed. Much like people calling cryptocurrency "crypto", it's windmills all the way.
134. cwhiz ◴[] No.26723492{6}[source]
Don’t want to end up in a US prison for the obvious scam they’re running.
135. cwhiz ◴[] No.26723535{5}[source]
The scarcity is technically real, but practically pointless.

Every Bitcoin represents 100,000,000 tradable assets. If there are 30,000,000 Bitcoin in circulation that means there are 100,000,000x30,000,000 individual assets available to hold and trade. Do the math, and then realize that we’ll arrive at the heat death of the universe before Bitcoin is ever actually scarce.

replies(1): >>26726034 #
136. fX0rObfoMN4 ◴[] No.26724387{7}[source]
You say that like those are bad things.
137. fX0rObfoMN4 ◴[] No.26724400{4}[source]
That is because there is no mining. A proof of stake coin would also use electricity but MobileCoin doesn't even do that.
replies(1): >>26735012 #
138. ybalkind ◴[] No.26725266[source]
Can you spell out why is that fundamentally bad? I'm asking in good faith not to be oppositional, apologies if its a stupid question. But if you were buying shares in a company it would not matter if most the shares were held by the company (as long as there is enough liquidity to sell your shares in future). Why is it different with the currency? I get that its making the founders rich so perhaps they have greedy intentions, but why does this inherently undermine the validity of the currency?
replies(1): >>26726207 #
139. whimsicalism ◴[] No.26725347{12}[source]
> public votes to decide the amount of money I have.

Unfortunately, there is no alternative. The value of what you have is decided by what people are willing to pay for it in markets. If people decide that they value the forked ETH that doesn't provide the money to the people who stole from the DAO more than the version where those people have all of the money, then it is going to be more valuable. You don't escape this problem with fiat either.

Basic market mechanisms like this are pretty much inescapable.

replies(1): >>26728256 #
140. romanovcode ◴[] No.26725854{8}[source]
Use cash for every day payments - your bank will know nothing.
replies(2): >>26726049 #>>26736722 #
141. doggosphere ◴[] No.26726034{6}[source]
Scarcity is about the rate of supply meeting demand. In most commodities, as demand increases, suppliers will move to increase supply to meet that demand. Even with gold (of which the earth has some unknown finite supply), the rate of which it is mined and extracted will increase as market price increases.

Bitcoin has a fixed supply, Bitcoin's daily rate of creation cannot be increased or decreased unless everyone agrees to it.

142. monokh ◴[] No.26726049{9}[source]
I can't remember the last time I could use paper cash. Beyond your daily groceries, everything is usually exclusively paid for digitally.

Surveillance on daily spends is not valuable. What's valuable is things connected to your identity, specifically associations with other individuals and companies.

143. monokh ◴[] No.26726207{3}[source]
A cryptocurrency is generally more easily spendable in an open market. The sell potential that a founder has with 75% of the supply is massive.

If I created a coin today and sold 1% of the supply to you alone, on what basis would you want to store any value in that currency? Given constant buy demand, The currency's market value is defined by what I do. This is why organic price discovery for a currency is important.

144. m463 ◴[] No.26726961[source]
> and has been fairly distributed from the start.

except for that giant cache of untouched (so far) bitcoins from the start.

> Blockchain analysts estimate that Nakamoto had mined about one million bitcoins before disappearing in 2010

https://en.wikipedia.org/wiki/Bitcoin#Creation

145. stjohnswarts ◴[] No.26727388[source]
If true then that's a huge minus. I would suspect they will "make it available" for "the low low price of ________" over time.
146. stjohnswarts ◴[] No.26727424{7}[source]
This is the way government wants you to think. They want to know literally every dollar (unit_of_monetary_exchange) that you use and don't care one iota about your privacy. They don't want you to value privacy at all.
replies(1): >>26735270 #
147. stjohnswarts ◴[] No.26727487{9}[source]
If the owners of MobileCoin own 85% of existing coins which at current rates is valued at $14 billion, you actually expect they're not in this to liquidate their coin for that $14 billion if they can snooker people into using it?
148. stjohnswarts ◴[] No.26727987{6}[source]
because the US has a long reach in the financial world even into Switzerland (these days). The IRS is on a war path against crypto currently and I think they believe 50% of it is something they can be taxing or is fraudulent. The US government doesn't like things that are hard to track.
149. stjohnswarts ◴[] No.26728030{4}[source]
There is no mining which is the big issue. The big issue with their plan is that they hold 85% of the outstanding coins, which at current rates makes them billionaires. No doubt they will liquidate it in chunks to move it from digital potential to cold hard cash.
150. leppr ◴[] No.26728256{13}[source]
Gold or other physical scarce assets come pretty close to allowing you to escape this.
replies(1): >>26728637 #
151. whimsicalism ◴[] No.26728637{14}[source]
Ah yes, the constant value of gold https://www.macrotrends.net/1333/historical-gold-prices-100-...

As I said, there is no escaping market mechanisms, as value is market contextual. Certainly, there are assets with more or less stable value, but that is still due to the whims of what people (ie. the "public") are willing to pay.

replies(1): >>26731600 #
152. leppr ◴[] No.26731600{15}[source]
Yes, the point here is not about the total valuation of each asset, which affects every holder equally, but about how individuals can influence, or not, the relative distribution of said asset.

If I'm, say, from a persecuted cultural group, I'll want to keep my wealth in an asset that has the same value whether I or someone else own it. Precious metals fit this bill better than both fiat and public-ledger cryptocurrencies.

153. xvector ◴[] No.26732817{4}[source]
They didn’t choose Monero because it wouldn’t make them filthy rich.
replies(1): >>26748651 #
154. ohyeshedid ◴[] No.26734163{8}[source]
Until something goes awry in that crypto scheme and some intelligence agency decides to use that as leverage to undermine the security of Signal. Moxie, on his own, may be resistant to pressure, but when there's a secondary company involved that might be pressured by threats of losing several million dollars...

This commingling of business interests means there's more angles of approach, and much more risk exposure.

155. woobilicious ◴[] No.26734609{3}[source]
Will you buy my coins back at a fair price?

What value do you provide? at least when I buy vbucks from Epic I know I'm getting fortnite skins with it.

Why should we run a node free of charge when you extract all the profits of our efforts?

When I see statements like "there's no economic incentive."

I read "I want all the profits, and screw everyone else".

If you genuinely wanted a decentralized network, then you would provide fair compensation for the added value the node provides against attacks on the network.

156. dogecoinbase ◴[] No.26734881{9}[source]
If the code is the contract, each of those actors is individually liable as a tortfeasor.
157. woobilicious ◴[] No.26735012{5}[source]
PoS and MobileCoin validator nodes use about the same amount of electricity.

I'm not a fan of PoS because it looks like a ponzie scheme (unless it's done like eth where initial distribution is done via mining)

This is actually worse than PoS, because PoS uses standard public key cryptographic to validate ownership of coin in the chain to stake, it at least in theory can achieve "trustless" validation.

This on the other hand is just a shitty attempt to outsource database maintenance to untrusted 3rd parties, using SGX, while forcing them to pay for S3 hosting because they can't implement a DHT to do proper decentralized file transfers.

158. SwimSwimHungry ◴[] No.26735270{8}[source]
Here's the reality of the situation.

The vast majority of people simply don't care about this. I mean I have a hard enough of a time to get people to care about privacy-centered messaging apps. Getting them to even begin to comprehend the myriad of cryptocurrencies and the confusing space of DeFi is simply not going to catch on. To them, there's really no benefit outside of "number go up" and so-called store of values, which conveniently have the nasty side effect of requiring users to do their own OpSec. That's actually harder than you think.

And that's not even accounting for how scam-ridden the entire space is to begin with. Who can they even begin to trust? Seems like an oxymoron for a trustless system, when the fact is they aren't even sure if they can trust themselves.

I find it mildly hilarious too, that places like BNY Mellon and JP Morgan are exploring cryptocurrency storage options. Now we are back to "trusting" those darn evil banks everyone gets triggered about.

See how weird this rabbit hole gets?

159. CryptoPunk ◴[] No.26735951{4}[source]
>>That kinda smells pump and dump like to me.

Yes agreed. Though I would add that this is a paradigm shifting technology, so there may be something substantive underlying all of this Bitcoin hype.

As for crypto as a whole, Ethereum has real world use cases, like stablecoins and NFTs, and an extensive multi-pronged development effort to expand its capabilities, in particular scalability, that cannot be dismissed as mere hype.

Just on the basis of fee revenue alone, and the assumption that this turns into income for ETH holders once the platform switches to Proof-of-Stake, Ethereum's current valuation can be justified with only the assumption that its price-earnings multiple will match that of relatively mature and low-growth industries like electronics.

replies(1): >>26736095 #
160. SwimSwimHungry ◴[] No.26736095{5}[source]
Personally, I'm still incredibly skeptical about Ethereum and its ilk, but certainly a far less energy wasteful PoS methodology in the next version (when it finally goes full throttle) I suppose would be a good start.

Adding to this, unlike Satoshi Nakamoto, which I believe to be the alias for a team and not a single person, Vitalik Buterin at least is not shrouded in mystery and is out in the open. I'll give credit where credit's due. He's pretty upfront about his pet projects.

I don't share your enthusiasm for stablecoins and especially NFTs, though that's an entirely different can of worms.

For now, I'm happy to see where this all goes as I watch from the sidelines and not capitulate to FOMO. Yet so far, I can't help but feel that the market effects surrounding the ETH network is nothing but grifts and rich-on-paper showboating. Plus, my God those gas fees...

161. flal_ ◴[] No.26736722{9}[source]
That's definitely not the direction taken by society... Pandemic, convenience, online businessew ( yeah, I know we could physically mail cash for online purchases but, come on... )
162. MichaelMoser123 ◴[] No.26748651{5}[source]
still, i think that's a better way to get rich than by tracking/snooping on your customers.