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    383 points imartin2k | 11 comments | | HN request time: 0.43s | source | bottom
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    neom ◴[] No.14331241[source]
    I saw an obviously distressed/very low income guy sitting on the sidewalk in Manhattan last week with a sign that said he had worked for two weeks with uber eats but they didn't tell him they will only do direct deposit not a cheque and he needed help because he doesn't have a bank account.
    replies(5): >>14331278 #>>14331308 #>>14332051 #>>14332573 #>>14333087 #
    1. usaphp ◴[] No.14331278[source]
    If he has a driver license and a car - how come he can't open a bank account? Getting a driver license is much harder and requires more paperwork then opening a bank account I thought
    replies(5): >>14331290 #>>14331303 #>>14331304 #>>14331343 #>>14331345 #
    2. neom ◴[] No.14331290[source]
    I'm not entirely sure how one would do any type of meal delivery in Manhattan by car. Even UPS mostly cart things around.
    replies(1): >>14338547 #
    3. 300bps ◴[] No.14331303[source]
    There are many reasons people can't have a bank account. His name could be on the OFAC list or too similar to one on it. He might've bounced a number of checks for whatever reason and now has a bad record with Telecheck so is banned. Could provide several other examples.
    replies(1): >>14332614 #
    4. ◴[] No.14331304[source]
    5. gpm ◴[] No.14331343[source]
    Around here a good portion of uber eats seems to be by bicycle...
    6. bebop ◴[] No.14331345[source]
    I don't think you need an address to get a driver license. To open a bank account you need to verify your current address with something like a current bill or pay stub.
    replies(3): >>14331430 #>>14331817 #>>14331828 #
    7. mcculley ◴[] No.14331430[source]
    I don't know how it works where you live. I live in Florida. When Florida became compliant with the REAL ID Act, we had to start producing proof of residency when renewing our driver licenses or applying for them. This means showing things like utility bills. Owning real estate is not sufficient.
    8. ◴[] No.14331817[source]
    9. admay ◴[] No.14331828[source]
    According to the DMV site, you dont. https://dmv.ny.gov/driver-license/prove-identity-age-permitl...
    10. merb ◴[] No.14332614[source]
    aren't there accounts for such people, too? In germany/europe you can be homeless and has negative entires in "schufa" and you would still get a bank account (since 2016).

    https://translate.google.com/translate?hl=en&sl=de&tl=en&u=h...

    11. usaphp ◴[] No.14338547[source]
    Yeah but don't you need to provide some paperwork in order to open a delivery account with uber?