I spent two weeks delivering for Uber Eats and made $4.40 per hour

I saw an obviously distressed/very low income guy sitting on the sidewalk in Manhattan last week with a sign that said he had worked for two weeks with uber eats but they didn't tell him they will only do direct deposit not a cheque and he needed help because he doesn't have a bank account.

If he has a driver license and a car - how come he can't open a bank account? Getting a driver license is much harder and requires more paperwork then opening a bank account I thought

I'm not entirely sure how one would do any type of meal delivery in Manhattan by car. Even UPS mostly cart things around.