←back to thread

383 points imartin2k | 2 comments | | HN request time: 0.404s | source
Show context
neom ◴[] No.14331241[source]
I saw an obviously distressed/very low income guy sitting on the sidewalk in Manhattan last week with a sign that said he had worked for two weeks with uber eats but they didn't tell him they will only do direct deposit not a cheque and he needed help because he doesn't have a bank account.
replies(5): >>14331278 #>>14331308 #>>14332051 #>>14332573 #>>14333087 #
usaphp ◴[] No.14331278[source]
If he has a driver license and a car - how come he can't open a bank account? Getting a driver license is much harder and requires more paperwork then opening a bank account I thought
replies(5): >>14331290 #>>14331303 #>>14331304 #>>14331343 #>>14331345 #
1. 300bps ◴[] No.14331303[source]
There are many reasons people can't have a bank account. His name could be on the OFAC list or too similar to one on it. He might've bounced a number of checks for whatever reason and now has a bad record with Telecheck so is banned. Could provide several other examples.
replies(1): >>14332614 #
2. merb ◴[] No.14332614[source]
aren't there accounts for such people, too? In germany/europe you can be homeless and has negative entires in "schufa" and you would still get a bank account (since 2016).

https://translate.google.com/translate?hl=en&sl=de&tl=en&u=h...