They refused to refund me and after I thought I'd cancelled and I had to run a charge back from my bank.
This is nefarious behaviour on their part and consumers need to be protected from it.
They refused to refund me and after I thought I'd cancelled and I had to run a charge back from my bank.
This is nefarious behaviour on their part and consumers need to be protected from it.
or, you can just not pay even through collections. rarely does it impact credit score (much). lots of kinds of debt even legally can't (eg <$500 medical debt)
i use it for stuff like scammy dark pattern photoshop trials, and i can use a fake name and address.
i wouldn't use it for stuff like utilities or gym memberships that absolutely send stuff to collections and they deliberately collect your information to be able to do so