I don't know if this is a recent policy change, but it is not the complete amount but only 50% of the remaining annual amount as per their website[1].
If it were something involving physical goods or services I can understand, but 50% penalty is still a crazy amount for a hosted software service.
Neither does netflix. It also doesn't mention that photoshop doesn't run on linux. Are you going to complain about that as well?
>or that if their servers are ever down or inaccessible for any reason you may not be able to use the software you paid for on your own machine
Again, netfilx. Also, isn't there usually enough of a grace window that unless you're working off a cruise ship for months at a time, you'll be fine? This feels like a edge case that gets trotted out in comments than happens in reality.
An image editor is not an inherently online service.