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Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs

(closingwtf.com)
273 points aaln | 4 comments | 15 Nov 24 17:38 UTC | HN request time: 0.001s | source
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kojeovo ◴[15 Nov 24 19:03 UTC] No.42149815[source]▶
The privacy and security part is not inspiring confidence. Scrolling to the next section got me thinking "Don't get scammed at closing, get scammed before closing after uploading your mortgage documents to a random website."

Cool idea though.

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aaln ◴[15 Nov 24 19:31 UTC] No.42150061[source]▶
Hey, Aaron the builder here.

The scamming that happens to homebuyers is not even comparable to the risk in uploading docs to a website which promises they won't share user data with anyone. This is genuinely a pro buyer tool with no association with any 3rd party.

The tool has already helped many people negotiate and get a better deal on their mortgage. Please before judging understand that 70% of buyers overpay in their mortgage 1-3% in closing costs and bad rates. It's mind boggling how much lenders get away with profiting in junk fees from stressed out homebuyers.

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mannyv ◴[15 Nov 24 19:38 UTC] No.42150132[source]▶
Ignore the haters, they will probably never be your customer.
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ziddoap ◴[15 Nov 24 21:08 UTC] No.42151071[source]▶
People are trying to increase the potential customer base of the author by pointing out where there is room to improve. That is incredibly valuable, and one of the major reasons to do a Show HN.

That is not being a "hater".

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1. fragmede ◴[15 Nov 24 22:16 UTC] No.42151841[source]▶
https://news.ycombinator.com/item?id=42150219 was highly constructive. It was direct and actionable.

kojeovo's original comment was less so. When you build a product, you're going to get random, in-actionable comments from people who just like to complain. Separating the signal from noise is difficult, and while there is a underlying concern about privacy, not giving anything actionable moves it towards to the noise side of the spectrum.

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2. ziddoap ◴[15 Nov 24 22:39 UTC] No.42152069[source]▶
Absolutely agree.

Neither are "haters", though. And, speaking on quality of feedback, "ignore the haters" seems fairly low.

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3. ryandrake ◴[15 Nov 24 22:59 UTC] No.42152244[source]▶
Yea, "ignore the haters" is terrible advice. It basically means "stay in a bubble where the only feedback you listen to is positive".

I won't even get into how ridiculous it is to consider anyone who disagrees with you a "hater."

4. kojeovo ◴[17 Nov 24 16:08 UTC] No.42164897[source]▶
It was not my intent to be highly constructive with my initial comment but if you read between the lines it's around how the landing page copy made me feel. Quick copy change could alleviate that. When the user's primary action in the app is uploading a private document then it may be good to have more than a quick sentence on privacy. Definitely something to split test.