I’ve been hearing/reading about people who don’t have an inner monologue. Their experience of cognition is not verbally-based.
https://www.cbc.ca/news/canada/saskatchewan/inner-monologue-...
replies(2):
https://www.cbc.ca/news/canada/saskatchewan/inner-monologue-...
Take riding a bike: I presume even people with an overactive inner monologue aren't constantly planning their actions (brakes, steering, turns) in words. Then just extend that out to most other stuff.