A parking spot will cost you more than rent in some other cities.
The more money you have, more you benefit from this ruling. Now you can buy a service which was not possible before.
The difference is that now they are paying for that service they were already using, and those funds are going to public transit which serves the majority of New Yorkers especially those with lower incomes.
They're already using them, and the results show. They could have done it cheaper. But the LIRR is operating at Swiss rail efficiecies since the recent electrification and signalling improvements.
Also, efficiency was already on the upswing for the LIRR long before congestion pricing funds[1].
[1] https://www.mta.info/press-release/icymi-governor-hochul-cel...
Expected revenue was used to budget quite a few projects; this caused a bit of a scare when Hochul put it on hold for a while. https://www.nytimes.com/2024/07/16/nyregion/congestion-prici...
That money you're talking about was money that was already spent to implement congestion pricing