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439 points a-fadil | 1 comments | | HN request time: 0.2s | source

Hi HN, creator of Wealthfolio here.

A year ago, I posted the first version. Since then, the app has matured significantly with two major updates:

1. Multi-platform Support: Now available on Mobile (iOS), Desktop (macOS, Windows, Linux), and as a Self-hosted Docker image. (Android coming soon).

2. Addons System: We added explicit support for extensions so you can hack around, vibe code your own integrations, and customize the app to fit your needs.

The core philosophy remains the same: Always private, transparent, and open source.

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GoatOfAplomb ◴[] No.46006230[source]
I love the idea of keeping my finances private while still having a useful tracker/planner. And I love that this would give me some protection against a new version making things worse. I also love the option to write my own plugin or to hack the source code itself (even though I probably wouldn't).

But I don't think I'm willing to give up fully automated data refreshes at this point. I have too many accounts to track.

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Klonoar ◴[] No.46009286[source]
This is one where I don't quite get the angle of hosting locally to preserve privacy.

By nature of the economic system, you must interact with 3rd parties, unless you somehow live a life where you can manage to be all crypto or (increasingly harder) cash based. At that point, there is no real benefit to privacy outside of ensuring that whatever institution(s) you work with aren't doing anything odd.

I'm open to missing something here.

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a-fadil ◴[] No.46009330[source]
It’s more about having the optionality to not be tied to a SaaS provider and trusting them with all your financial data and bank credentials. Having options to:

1– Install a piece of software and run it locally, no subscription, no cloud 2– Have to right to use a nicer app instead of a spreadsheet 3– not hand over your banking creds. Some banks will void your account insurance if you do 4– Reduce your exposure by not putting all your financial data on some startup’s servers.

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dmoy ◴[] No.46009600[source]
It's also maybe more useful in the US where we're behind the times w.r.t. better APIs for accessing banking & investment data
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1. nirvdrum ◴[] No.46009927[source]
Actual Budget uses SimpleFIN [1] in the US. The integration is pretty good. The big alternative is Plaid and I don't trust them at all. It's a shame we don't have a standard for electronic banking yet.

[1] -- https://beta-bridge.simplefin.org/