I finally understand Cloudflare Zero Trust tunnels

One thing that makes Cloudflare worse for home usage is it acts as a termination point for TLS, whereas Tailscale does not. If you use a Tailscale Funnel, you get the TLS certificate on your endpoint. With Cloudflare, they get a TLS certificate for you, and then strip and optionally re-add TLS as traffic passes through them.

I actually have no idea how private networks with WARP are here, but that's a pretty big privacy downgrade for tunneling from the Internet.

I also consider P2P with relay fallback to be highly desirable over always relaying traffic through a third party, too. Firstly, less middlemen. Secondly, it continues working even if the coordination service is unavailable.

I generally prefer tailscale and trust them more than cloudflare to not rug-pull me on pricing, but the two features that push me towards cloudflared is the custom domains and client-less access. I could probably set it up with caddy and some plugins, but then I still need to expose the service and port forward.