The title is misleading. You need to read the whole article to understand what the author actually criticizes: the subsidies. As one of the commenters to the original article noted, this point is not to solid when you look at European markets with no subsidized mortgages where you have to pay floating rate instead of fixed one or the fixed one is for much shorter periods.
A very strange article TBH. A lot of truisms and emotional statements with the lede buried and no spelled out solution. I mean, we can all agree that working one's whole life just to have a place to live is crazy, but it's not what the article is really about, despite repeating this thing a few times.