FWIW and having not looked yet (since I never upgrade major macOS versions anymore without a good 3-5 months going by and the first 2-3 minor fixes first) my default assumption is it's still possible to not escrow recovery keys, if only because plenty of people don't use iCloud keychain at all (including myself), and also because I know for sure that you can use configuration profiles to control FV recovery key escrow already. That'd be a requirement for lots of business usage so even if it needs a profile to use should still be there? But again this all seems orthogonal to the issue at hand. Stuff does crash or need updates that require a reboot and previously you either needed to turn off FV entirely or use a hardware workaround for GUI access (ie, setup a basic SBC with HDMI/USB in and use it as a bridge or use a premade solution along the lines of PiKVM [0]). It's definitely a small but nice (and feels rare nowadays from Apple) remote admin gesture to let it be done in software like it should have been long ago.
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Belt and suspenders.