←back to thread

How often do health insurers say no to patients? (2023)

(www.propublica.org)
94 points lentoutcry | 1 comments | 06 Sep 25 20:01 UTC | HN request time: 0s | source
Show context
spyspy ◴[06 Sep 25 21:49 UTC] No.45153191[source]▶
> Health Insurance CEO Reveals Key To Company’s Success Is Not Paying For Customers’ Medical Care [1]

1. https://theonion.com/health-insurance-ceo-reveals-key-to-com...

replies(2): >>45154010 #>>45154035 #
avalys ◴[07 Sep 25 00:02 UTC] No.45154010[source]▶
If it’s not up to health insurers to limit healthcare spending, then which organizational role in the healthcare system do you think is appropriate to place this responsibility with?
replies(2): >>45154019 #>>45154168 #
kstrauser ◴[07 Sep 25 00:04 UTC] No.45154019[source]▶
Elected representatives answerable to their constituents would be a vast improvement in health outcomes.
replies(2): >>45154078 #>>45155344 #
firesteelrain ◴[07 Sep 25 00:13 UTC] No.45154078[source]▶
How would it all be paid for if not by increasing premiums (like what happened with ACA)?
replies(3): >>45154124 #>>45154146 #>>45159721 #
Eddy_Viscosity2 ◴[07 Sep 25 00:25 UTC] No.45154146[source]▶
Health insurance companies do not provide any medical services. They are the middle man between patients and the places/people that actual do provide medical services. So when they deny coverage, they just keep all the premiums paid by the patient. That money is sucked up by the middle man. So you don't need to raise premiums, you need to lower profits at health insurance companies. Every billion they make in profit is a billion paid by patients and not received in services.
replies(4): >>45154248 #>>45155818 #>>45157151 #>>45161154 #
1. firesteelrain ◴[07 Sep 25 11:08 UTC] No.45157151{3}[source]▶
> They are the middle man between patients and the places/people that actual do provide medical services

This is the same way Medicaid/Medicare works too. Maybe they are the Neutral Good whereas insurance companies are the Neutral Evil.