But it is the reality the collective chose. I fully expect things to get worse before they get better.
In a sense this isn't even materialist: you are chasing numbers in an account for their own sake. A materialist wants things, and might sacrifice everything else to get them, but doesn't want to do the work for its own sake.
Ultimately this is feeding the ego, the least material thing of all. And I can't actually fault people for that; in the end what else do we have? But even an egotist needs to be able to ask themselves, "am I in fact feeling what I want to feel, or have I missed myself?"
There are certainly those who want the ego rush of feeling like they've worked as hard as they possibly can and taken every chance to show off their skill. But we've fetishized them, and even if they are happy, it often won't achieve the same for us.