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2071 points K0nserv | 1 comments | | HN request time: 0s | source
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kristov ◴[] No.45092413[source]
I think the conversation needs to change from "can't run software of our choice" to "can't participate in society without an apple or google account". I have been living with a de-googled android phone for a number of years, and it is getting harder and harder, while at the same time operating without certain "apps" is becoming more difficult.

For example, by bank (abn amro) still allows online banking on desktop via a physical auth device, but they are actively pushing for login only via their app. I called their support line for a lost card, and had to go through to second level support because I didn't have the app. If they get their way, eventually an apple or google account will be mandatory to have a bank account with them.

My kid goes to a school that outsourced all communication via an app. They have a web version, but it's barely usable. The app doesn't run without certain google libs installed. Again, to participate in school communication about my kid effectively requires an apple or google account.

I feel like the conversation we should be having is that we are sleepwalking into a world where to participate in society you must have an account with either apple or google. If you decide you don't want a relationship with either of those companies you will be extremely disadvantaged.

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phowat ◴[] No.45092947[source]
Frankly I think it's a lost cause and sadly doesn't make sense to waste energy on it anymore. I eventually abandoned my de-googled phone exactly because I couldn't use my bank with it.
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mixmastamyk ◴[] No.45097283[source]
I don’t use a bank with a phone. What do you do with it?

(One exception, I used to scan checks five years ago, but thankfully that finally ended.)

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marc_abonce ◴[] No.45099156[source]
Some banks require an app for pretty much everything other than retrieving cash from an ATM, because they don't have a web app anymore:

1. Transfer money to another account. The alternative is to waste half a PTO to go to the actual bank (because they only open at working hours) to make that transfer.

2. Make an online payment. Most new cards no longer have a CVV (3 digit code) and instead require you to use the app to get a dynamic number. Many banks do not offer that option in their web app.

3. Forced 2fa for in-person payments with your card.

Today it's still possible to workaround many of these issues but they're closing these workarounds little by little.

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1. mixmastamyk ◴[] No.45104673[source]
Wow, I thought Schwab was bad because they don’t support true fido2 keys. But no website, crikey.