I'm pretty radical on this topic but for me cognitive load is good, you are making your neurons work and keep synapses in place where they matter (at least for your job). I totally accept writing down doc or howto to make doing some action in future easier and reduce that cognitive load, but using AI agent IMO is like going to bike in the mountain with an electrical bike.
Yes, you keep seeing the wonderful vistas but you are not really training your legs.
I know how to nail a nail, I've nailed so many nails that I can't remember them all.
My job is to build a house efficiently, not nail nails. Anything that can make me more efficient at it is a net positive.
Now I've saved 2 hours in the framing process by using a nail gun, I have 2 extra hours to do things that need my experience. Maybe spot the contractor using a nail plate in the wrong way or help the apprentice on their hammering technique.
Caveat: In the EU, an e-bike REQUIRES some physical effort any time for the motor to run. Throttles are illegal.