Sandboxing should prevent most of those issues. We can't control the users giving permissions to everything, but with more control on those permissions, or disabled by default, a phone should stay pretty safe, or am I missing something?
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Can you please explain why there is no big push from the Google and Apple to remove microphone and camera access from the browsers? You claim that most users are "less skilled" and will allow anything , so for the grater good why not pushing to remove microphone, camera and file upload permissions? Why do we trust this users with reading a popup for permissions ?
Or maybe if the popups are not clear or good enough maybe is not the users fault ?
In this case, one nuance is the fact that camera and microphone permissions are very very often necessary in the browser for video chats. Y'know, exactly the kind of thing that grandma might want to do with her grandkids on a regular basis.