I would love that vision to become reality but what Cloudflare is doing is unfortunately necessary atm.
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That would be fine, you could walk away and go home, but if you're going to drive on their digital highways, you're going to need "insurance" just protect you from everyone else.
Ongoing multi-nation WWIII-scale hacking and infiltration campaigns of infrastructure, AI bot crawling, search company and startup crawling, security researchers crawling, and maybe somebody doesn't like your blog and decides to rent a botnet for a week or so.
Bet your ISP shuts you off before then to protect themselves. (Happens all the time via BGP blackholing, DDoS scrubbing services, BGP FlowSpec, etc).