If I am reading this right I assume this is only if you have onedrive enabled?
If that is the case, I think it makes some sense if you are already setup to use that to default to saving there since it makes it easier to find your files on other devices and they be safe. Theoretically if you have it setup you already agree to the risks of storing data in the cloud.
however... The real problem to me is that onedrive is enabled by default and that they are now requiring you to login with a microsoft account to use Windows. If both of those were not the case this makes complete sense.
But until they stop enabling one drive by default and making it a pain in the ass to disable this is bad.
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