I think that for "normies", the risk of losing data because of a dead / stolen device (because in all probably they don't have / do backups) is higher than the risk of loss privacy or other problems that HN "techies" may have with this.
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It’d be a bummer if my cousin lost the term paper he was writing. It would be a Truly Bad Day if a coworker uploaded a sensitive document to an unauthorized (or unexpected!) cloud service and it got compromised and the sensitive data used against us.
The former would be bad for my cousin. The latter would involve lawsuits and smitings. The probability is lower, but the risk is much, much higher.