Uncomfortable Questions About Android Developer Verification

I used to run Shizuku for my phone to run Hail (an app suspension tool). Now that my credit card bank start checking for USB Debugging I stopped using the app (and now my 3DS OTP has to be over SMS). I believe there's only two banks left in Thailand that do not check for one and it is just a matter of time, because any time these banks could have hired any of those "security" people who will ask why don't we block that.

So I moved to Dhizuku. It's a bit hard to setup, but once I'm done it's felt like untethered jailbreak - I don't have to complicated dance to start Shizuku now. Dhizuku basically make your phone a company phone, except it report to you. To setup a "managed main profile" you'd need to remove all accounts visible in Android account system and type a long ADB command so I don't think it can be maliciously done.

I suppose this will be how we'll use F-Droid in the next year for enthusiasts.

Perhaps using the bank's website is an option?

I don't have a banking app installed on my phone. When I need to make a bank transfer I sit down at the computer.

Don't know if it's the same there, but where live (and I guess all of the EU) most banks allow you to use the website, but require the phone to authorize logins and transactions (as 2FA basically)