Valve confirms credit card companies pressured it to delist certain adult games

Payment processors(Visa, Master) , payment gateways(Stripe, Paypal...) and payment hosts (Patreon, Gumroad...) are a huge pain to deal with even when you're selling something which is legal and risk free just because their algorithm or employees are often overcautious, anything out of mundane they'll ban first and then ask questions(if you're lucky).

I have a FOSS project called Open Payment Host[1] which removes the payment hosts from the equation and removes the technical hassle of integrating multiple payment gateways but it does not solve the pain of having to deal with the payment gateways and by extension payment processors and banks.

My long term plan is to integrate direct banking API where ever it's available.

Is there any bank from any country which provides direct banking API to end customers for plain savings bank account (I've seen some provide for current accounts).

[1] https://github.com/abishekmuthian/open-payment-host

Have you looked in to "PSD2 and Open Banking regulation in Europe" ?

I haven't, I will definitely explore it. Quick read on it seems very promising.

Have you or anyone here any API in EU for getting payments directly to your bank account? I have started a discussion on this on OPH[1], I welcome any information on direct banking API in Europe in that discussion.

[1] https://github.com/abishekmuthian/open-payment-host/discussi...