I don't know how to address the "consume" question. If you were pulling on a piece of fabric and two tears in it grew until they met each other to become one tear... would you say that the larger one consumed the smaller?
Wait, really? So if you had a super massive disk that was just 1 electron away from having enough mass to become a black hole... and then an electron popped into existence due to quantum randomness... then it would become a sphere instantly? Wouldn't that violate the speed of light or something?
Perhaps if it were exceptionally wide the whole disc wouldn't collapse. Maybe only the parts near it's center. In that case you'd end up with a large ring around a neutron star. Add a bit more mass and maybe it's now a ring around a black hole. The gravity of the ring might distort the event horizon in some way, I'm not sure quite how, but probably its possible to get a non-spherical hole in situations where the objects distorting the shape are still in the universe.
But as for the matter lost into the hole, it's gone. If the hole were to retain some shape based on what's "inside" of it, that would be the kind of information leak that the laws of physics do not permit.