Still quite early in the investigation, and so many things to consider. I don't know why online communities have been so quick to gravitate towards the murder/suicide theory. I thought aviation enthusiasts of all people would want to keep an open mind until every other possibility is ruled out, however minuscule it might seem.
Because the hardware failure theories seem preposterously far-fetched and require an unnecessary multiplication of deities.
Your ghost in the machine needs to be “just so” so that it can cause both switches to be read in “cutoff” nearly simultaneously. Then, 10 seconds later one of the switches needs to be read in “run”, then 4 seconds after that the second one needs to read “run”. You also need to explain why there have been zero single engine failures of this type before this double failure.
The ghost also needs to explain why one pilot asked the other “why did you cutoff?” instead of something like “what happened to the engines?” (which is the more natural response, unless you already know the switches are in cutoff).