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US Court nullifies FTC requirement for click-to-cancel

(arstechnica.com)
587 points gausswho | 1 comments | 08 Jul 25 22:42 UTC | HN request time: 0.397s | source
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Irongirl1 ◴[09 Jul 25 04:13 UTC] No.44506284[source]▶
FYI: Everyone just use privacy.com

It allows you to make virtual cards that are single use.

So if a merchant keeps trying to charge you, it will automatically decline.

Until the powers that be gets its act together and stops allowing businesses to run all over us...this is the way.

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crazygringo ◴[09 Jul 25 12:52 UTC] No.44509445[source]▶
Then it just gets sent to collections, and worsens your credit score, so your next car loan or mortgage has a higher interest rate.

You have to actually resolve the issue with the company charging you, and do a chargeback if necessary which requires submitting evidence. It sucks, but virtual numbers don't make your bills go away.

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1. rsanek ◴[09 Jul 25 17:49 UTC] No.44512928[source]▶
unless the value is quite high it's unlikely the bill will actually get sent to collections. even if it does, you can negotiate fairly easily with the collection company to pay less than the original amount.