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US Court nullifies FTC requirement for click-to-cancel

(arstechnica.com)
571 points gausswho | 2 comments | 08 Jul 25 22:42 UTC | HN request time: 0.445s | source
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Irongirl1 ◴[09 Jul 25 04:13 UTC] No.44506284[source]▶
FYI: Everyone just use privacy.com

It allows you to make virtual cards that are single use.

So if a merchant keeps trying to charge you, it will automatically decline.

Until the powers that be gets its act together and stops allowing businesses to run all over us...this is the way.

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Shank ◴[09 Jul 25 08:33 UTC] No.44507588[source]▶
> So if a merchant keeps trying to charge you, it will automatically decline.

I learned this the hard way with the New York Times doing this, but merchants can “force settle” a transaction if they want and it’ll override the decline they get. This is a violation of the merchant agreement but companies do it anyway (like NYT did to me). Privacy isn’t as bullet-proof as you would think.

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1. DaSHacka ◴[09 Jul 25 11:33 UTC] No.44508730[source]▶
How could it override the decline if you cancel the card entirely in Privacy?
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2. jabroni_salad ◴[09 Jul 25 15:05 UTC] No.44510907[source]▶
It's an authorized recurring charge. Disabling the card only really works for sure on new charges. The only 'real' way to deauthorize it is to convince the merchant to do it for you. Every other method is just creating enough friction that you hope it will be too expensive for the merchant to fight back.