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575 points gausswho | 6 comments | | HN request time: 1.023s | source | bottom
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postalrat ◴[] No.44506272[source]
I should be able to go into my bank or card service online. View a list of all my subscriptions. Click on a subscription (or select all). And cancel.

If there is a card that offers this let me know because I'll be switching immediately.

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wobfan ◴[] No.44506400[source]
Not gonna lie, I actually have canceled many service because of this single reason. If I get the feeling they want to hide these options specifically to keep me in a subscription, I immediately feel the urge to cancel even more, and also it gives me the feeling that the service itself is obviously, objectively, not good enough that they can just be honest and offer a easy cancel option - because they fear that too many people would.
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1. tonyhart7 ◴[] No.44507710[source]
You are absolute minority that conscious about your financial but sorry to tell you that "most" people is "forgot" they sign up something and not open it in years

that's happen more often than you think

also financial illiterate is real

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2. LoganDark ◴[] No.44508110[source]
> You are absolute minority that conscious about your financial

Maybe but idk. I have calendar events for every single monthly expense & BNPL. Anything that isn't on-demand is in the calendar. That makes it easy to calculate future expenses and also serves as a reminder of what I'm paying for so I can cancel anything I don't think I'll need for a while. At least one subscription I've canceled and restarted a lot because I use it a bunch and then don't use it at all and then use it a bunch again and so on.

I also have a spreadsheet that I log every transaction into, because it gives me an easy way to see how my finances are doing and also gives me a way to keep track of charges that aren't properly descriptive on their own (for example, "wl *steam purchase" doesn't say which product was purchased; on the spreadsheet, I can see exactly, as well as for every other transaction, what I purchased, without having to look at each individual order). It's also faster to check than having to log into my bank, which ever since I switched to Mac has been forcing me through SMS verification every single time I log in no matter what.

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3. bombcar ◴[] No.44508714[source]
Sir, sorry to inform, but you do this:

> I also have a spreadsheet that I log every transaction into

You are a minority in a minority that tracks at all! ;)

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4. gmd63 ◴[] No.44510727[source]
The issue is that many folks rely on and even manufacture financial illiteracy as part of their "business"

It's extremely easy to give people what they want: a quick way to cancel a subscription. It should be criminal to deliberately hide that action behind phone calls etc.

5. InitialLastName ◴[] No.44512975[source]
Deep deep minority. I'm similar to you, in that every dollar going in or out gets tracked and categorized, but due to a medical emergency I recently started helping an elderly family member with their finances (logistically, not monetarily) and was astounded that they just can't identify what the destination is for half (by value) of the money going out of their bank account (we're working on it...).
6. LoganDark ◴[] No.44524630{3}[source]
Well, even just being autistic is already a minority.