If you do not like this, file a complaint with your State's AG. I just did that.
I do not use WhatsApp, but I have other apps I do not want google to see.
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Which means, AFAICT, it doesn't matter if you turn it off or not, Google still collects information and stores it for 72 hours as part of the core functionality of the operating system.
I (and others, and Google has not disabused anyone of this when asked), understand that to mean "Gemini always has access to a sliding 72 hour window of all your data, even if this feature is off".
You think it means: "Once you turn it off, Gemini has access for another 72 hours then it has no access".
The later is less alarming for sure, but the former appears what is actually happening.
Previously "off" meant "off". Now "off" means "only send/retain data for 72 hours".