First thing to do is get used to a much lower salary. Mostly kidding but channeling how often I see sentiments online of people saying they want to leave tech and then balk at the salaries normal people have.
replies(3):
sell my house, put my kids in a different school district, be terrified about health insurance
if I fail I'd have to go back into tech and would have uprooted everything in a way that's probably irreversible
the thing is… if you and your spouse get a 25% bump in salary right now, a year or so from now it is likely you’d write the exact same comment as this one above even though a year ago you were in the same boat and obviously managed beautifully without the extra 25%… :)
Not to mention, costs of everything also go up, and our bodies are not getting younger and healthier either. If you're to give up your current salary for the one you had 5 years ago, you wouldn't afford the kind of life you had 5 years ago.