Is $200/month a lot of money when you can multiply your productivity? It depends but the most valuable currency in life is time. For some, spending thousands a month would be worth it.
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But $200/month is unbearable for open source / free software developers.
But yeah, doesn't explain non-payment for AI tools.
Current job "permits" Claude usage, but does not pay for it.
That seems like the worst of all worlds from their perspective.
By not paying for it they introduce a massive security concern.