←back to thread

FICO to incorporate buy-now-pay-later loans into credit scores

(www.axios.com)
277 points cebert | 1 comments | 24 Jun 25 00:03 UTC | HN request time: 0.275s | source
Show context
zoklet-enjoyer ◴[24 Jun 25 17:30 UTC] No.44368619[source]▶
I always take on debt if it's an option at 0%. Or sometimes even if it's a low promo thing, like 3%.
replies(1): >>44371318 #
1. chasd00 ◴[24 Jun 25 21:35 UTC] No.44371318[source]▶
I do that too, I actually get a kick out ripping off those predatory 0% interest traps. I had no idea the BNPL things didn’t impact credit scores. If they’re unsecured with no credit worthiness impact then why even pay them back?