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FICO to incorporate buy-now-pay-later loans into credit scores

(www.axios.com)
277 points cebert | 1 comments | 24 Jun 25 00:03 UTC | HN request time: 0.208s | source
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firesteelrain ◴[24 Jun 25 00:21 UTC] No.44361592[source]▶
Credit scores will tank further
replies(3): >>44361606 #>>44361746 #>>44361866 #
UltraSane ◴[24 Jun 25 01:02 UTC] No.44361866[source]▶
If customers make every payment their score should improve.
replies(4): >>44361943 #>>44362076 #>>44362277 #>>44364598 #
firesteelrain ◴[24 Jun 25 01:39 UTC] No.44362076[source]▶
Not if it shows a bunch of Affirm loans. You could look overleveraged for say getting a mortgage
replies(3): >>44362220 #>>44362233 #>>44368151 #
1. Ancapistani ◴[24 Jun 25 16:46 UTC] No.44368151[source]▶
Mortgages have always required you to disclose any BNPL plans to my knowledge.