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FICO to incorporate buy-now-pay-later loans into credit scores

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277 points cebert | 2 comments | 24 Jun 25 00:03 UTC | HN request time: 1.285s | source
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thomascountz ◴[24 Jun 25 15:28 UTC] No.44367270[source]▶
I left the U.S. several years ago and have completely forgotten about "credit scores" in this sense. I get reminded every once-in-a-while how things that used to feel so obvious and inevitable and necessary for society to function are completely artificial.
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lisper ◴[24 Jun 25 15:36 UTC] No.44367357[source]▶
Society itself is completely artificial. Money, property rights, laws, taxes, even the words I'm using to write this very comment... all of these are just human inventions, reified mythology.
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1. thomascountz ◴[24 Jun 25 15:45 UTC] No.44367461[source]▶
What struck me about credit scores is that, from the outside, it seems so obviously ripe for corruption and predation. But growing up, it just felt that it was the way things had to be; how could it possibly be different?
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2. altacc ◴[25 Jun 25 12:55 UTC] No.44376766[source]▶
> how could it possibly be different?

This is the aim of every culture & political system: to remove the ability to even consider that other ways of doing things are possible and that other countries doing things differently are terribly flawed compared to the paradise you live in.