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277 points cebert | 2 comments | 24 Jun 25 00:03 UTC | HN request time: 0.491s | source

1. __mharrison__ ◴[24 Jun 25 11:28 UTC] No.44364991[source]▶

Circular much?

2. __mharrison__ ◴[24 Jun 25 16:29 UTC] No.44367939[source]▶

For the downvoters... having worked in this industry, these loans are already heavily modeled with FICO scores. Who is wagging which tail?

FICO to incorporate buy-now-pay-later loans into credit scores