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FICO to incorporate buy-now-pay-later loans into credit scores

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277 points cebert | 1 comments | 24 Jun 25 00:03 UTC | HN request time: 0.208s | source
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ecshafer ◴[24 Jun 25 00:41 UTC] No.44361731[source]▶
This would probably only affect the people with the worst credit scores I imagine. I just don't see a ton of 800+ credit score people deciding to spend 5 payments of $20 for a pair of $80 shoes.
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1. etchalon ◴[24 Jun 25 01:13 UTC] No.44361928[source]▶
A lot of BNPL loans are offered at 0% for X payments. Usually 6 months, sometimes 12 months on larger purchases.

Given current interest rates, I take that deal WHENEVER it's offered.