←back to thread

FICO to incorporate buy-now-pay-later loans into credit scores

(www.axios.com)
277 points cebert | 1 comments | 24 Jun 25 00:03 UTC | HN request time: 0.275s | source
Show context
ecshafer ◴[24 Jun 25 00:41 UTC] No.44361731[source]▶
This would probably only affect the people with the worst credit scores I imagine. I just don't see a ton of 800+ credit score people deciding to spend 5 payments of $20 for a pair of $80 shoes.
replies(7): >>44361754 #>>44361757 #>>44361785 #>>44361909 #>>44361928 #>>44361995 #>>44362067 #
ZYbCRq22HbJ2y7 ◴[24 Jun 25 00:46 UTC] No.44361757[source]▶
That would depend on the fees and interest, no?
replies(1): >>44361927 #
1. kurthr ◴[24 Jun 25 01:13 UTC] No.44361927[source]▶
I have so much extra money just laying around that I take unnecessary risks and add complexity to my financial life for kicks and giggles.