Phoenix creator here. I'm happy to answer any questions about this! Also worth noting that phoenix.new is a global Elixir cluster that spans the planet. If you sign up in Australia, you get an IDE and agent placed in Sydney.
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The LLM chat taps out but I can't find a remaining balance on the fly.io dashboard to gauge how I'm using it. I _can_ see a total value of purchased top ups, but I'm not clear how much credit was included in the subscription.
It's very addictive (because it is awesome!) but I've topped up a couple of times now on a small project. The amount of work I can get out the agent per top-up does seem to be diminishing quite quickly, presumably as the context size increases.