Stop parroting the corporate propaganda that put us into this stupid situation in the first place. Having root access on devices you own should be a fundamental right, as otherwise it's not ownership.
However, all this comes with the caveat that SafetyNet will flay you alive. The cat and mouse game with Magisk and other methods to maintain root undetected is moot when I've used apps these days that make a fuss when you have developer settings enabled. To be honest, that seems acceptable to me, I can do what I want with my device, software vendors like banks and the like have a say in how I choose to access their more convenient services. I can play nice with them if I want, even using a second phone perhaps, but I have a choice.
I disagree. I don't understand how it's fine that I can access my banking services with my Gentoo machine, with everything compiled from source by myself, but it's somehow a problem when I'm not using either Apple or Google certified OS on my phone.
I'm sure they want to prevent the first scenario, like various streaming cartels already do, but I hope something like EU throws a fit if they do.
Because it's a bank there's going to be insurance behind the scenes to cover them if something goes wrong, and I assume part of that is ticking off enough points to be confident a transaction is secure or different payment limits on confidence levels.