I wouldn't be adverse to paying for YT (or similar services) if they took cash payments. But no, you have to get a subscription. Which involves giving Google your personal details, thus giving the world's biggest data hoarder even more data.
Imagine going back in time 20 years. You want to buy a newspaper from a stall. And the vendor tells you to wait and stare at an add for 30 seconds before you can pick up the magazine. The alternative is that you give that vendor a copy of your ID and credit card. It's insane.
Most of these problems would go away if we had "online cash" (please don't start talking about cryptocurrency). Want to watch a video? Watch an add or pay €0.01. Of course all the money-laundering hysteria will prevent that from happening.
Ultimately, terrorism is why we have ads.