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How to live on $432 a month in America

(shagbark.substack.com)
526 points cactusplant7374 | 1 comments | 23 May 25 16:40 UTC | HN request time: 0s | source
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xeromal ◴[23 May 25 17:10 UTC] No.44074588[source]▶
I've often felt this way about some of today's complaints. I grew up in area like what was mentioned in this article and I long for the day I can go back there. I would in a heartbeat if my partner shared the same mentality as me.

I don't really see a point in living a big city with the remote job I have and that many others have if I can live in a smaller area that still has humans but much cheaper way of living. Everyone claims it's about living in a city with available services but I see those same people decry how much the food costs and also that they have no friends and can't find someone to date. My thoughts aren't as articulate as I'd like them to be but I guess I'm ultimately trying to say is if I'm going to be miserable, why not do it on my own land for a lot cheaper.

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bluefirebrand ◴[23 May 25 18:44 UTC] No.44075351[source]▶
> Everyone claims it's about living in a city with available services

The reality is that it's mostly about living in a city with available jobs

What's the job market like near this lovely little $432 per month place described in the article? How am I going to pay for it?

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codeplea ◴[23 May 25 18:58 UTC] No.44075478[source]▶
This is addressed directly in the article:

>And for those who might be quick to point out that there could be a dearth of jobs there, note that when people say “there are no jobs” in a given area, they generally mean that there are no jobs that could produce a normal, upper-middle-class lifestyle there. Which, even in Massena and Ogdensburg isn’t entirely true. But even if it were, the Stewart’s gas stations in both towns are actively hiring part-time cashiers at $17/hr. These places will let you work just one day a week if you like, and seem to be pretty good about flexible hours. In this case, you could work just one ten-hour shift per week, and in so doing, earn more than 30% of what you need to live well at this particular house with just four days of work per month.

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bluefirebrand ◴[23 May 25 19:14 UTC] No.44075685[source]▶
And when those gas station jobs fill up but there's still empty houses around?
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xp84 ◴[23 May 25 20:31 UTC] No.44076359[source]▶
Have you not read the article? The whole point of it is once you get your costs down to this manageable a number, you have a lot more options for "how you're going to support yourself." You could clear $5,000-10,000 a year, which I should remind you would be tax free money simply due to the standard deduction, doing any number of things either local or remote. Ideas I'm just making up:

1. Buy, repair, and flip MacBooks on eBay 2. Do stuff on Fiverr 3. Mow lawns 4. Clean gutters 5. Set up a little stand and sell baked goods or tamales 6. Make YouTube videos or shorts about (insert your nerdy interest) 7. 3D print something and sell it on Etsy

All these things are things I'm sure I could do personally, but don't have time to do because I have to work 40 hours a week to earn enough money to pay for my mortgage in the expensive place I live. But all that goes away when the only thing you need to shoot for is to clear maybe $800 on a good month.

And also, if you have modest savings for a city person you could do with far less earnings, as interest on $200,000 = $10,000.

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bryanlarsen ◴[23 May 25 20:56 UTC] No.44076538[source]▶
> 3. Mow lawns 4. Clean gutters 5. Set up a little stand and sell baked goods or tamales

Those might pay well in the city, but nobody making $17/hr is going to pay more than $10/hr for lawn mowing.

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1. xp84 ◴[23 May 25 21:17 UTC] No.44076677[source]▶
That's fine, you don't need them to pay more than $10/hr. You only even need to earn say, $800 a month (I'm assuming you'd want a pickup truck to transport your mower and get around, so padding the $432 a bit) so if you worked 5 hours a week at the gas station for $340 then you need about 11 hours of $10 work per week for another $440 and you're done. If you have any savings, the current interest on $100,000 would alternatively give you $416 so you could just not work at all.