Neither? I'm surprised nobody has said it yet. I turned off AI autocomplete, and sometimes use the chat to debug or generate simple code but only when I prompt it to. Continuous autocomplete is just annoying and slows me down.
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But coding agents can indeed save some time writing well-defined code and be of great help when debugging. But then again, when they don't work on a first prompt, I would likely just write the thing in Vim myself instead of trying to convince the agent.
My point being: I find agent coding quite helpful really, if you don't go overzealous with it.
I simply cannot see how I can tell an agent to implement anything I have to do in a real day job unless it's a feature so simple I could do it in a few minutes. Even those the AI will likely screw it up since it sucks at dealing with existing code, best practices, library versions, etc.