Neither? I'm surprised nobody has said it yet. I turned off AI autocomplete, and sometimes use the chat to debug or generate simple code but only when I prompt it to. Continuous autocomplete is just annoying and slows me down.
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1) Stops me overthinking the solution 2)Being able to ask it pros and cons of different solutions 3) multi-x speedup means less worry about throwing away a solution/code I don't like and rewriting / refactoring 4) Really good at completing certain kinds of "boilerplate-y" code 5) Removed need to know the specific language implementation but rather the principle (for example pointers, structs, types, mutexes, generics, etc). My go to rule now is that I won't use it if I'm not familiar with the principle, and not the language implementation of that item 6) Absolute beast when it comes to debugging simple to medium complexity bugs