Neither? I'm surprised nobody has said it yet. I turned off AI autocomplete, and sometimes use the chat to debug or generate simple code but only when I prompt it to. Continuous autocomplete is just annoying and slows me down.
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Old fashioned variable name / function name auto complete is not affected.
I considered a small macropad to enable / disable with a status light - but honestly don't do enough work to justify avoiding work by finding / building / configuring / rebuilding such a solution. If the future is this sort of extreme autocomplete in everything I do on a computer, I would probably go to the effort.
The thing that bugs me is when Im trying to use tab to indent with spaces, but I get a suggestion instead.
I tried to disable caps lock, then remap tab to caps lock, but no joy