←back to thread

"Slow Pay, Low Pay or No Pay": Blue Cross Approved Surgeries Then Refused to Pay

(www.propublica.org)
167 points ceejayoz | 1 comments | 12 Apr 25 14:25 UTC | HN request time: 0s | source
Show context
CamperBob2 ◴[12 Apr 25 15:13 UTC] No.43665080[source]▶
There is basically no way to make progress here, as far as I can see. If the insurance companies weren't running open-loop before, they certainly are now.
replies(1): >>43665119 #
candiddevmike ◴[12 Apr 25 15:17 UTC] No.43665119[source]▶
Stop having employer provided insurance and make health insurance like buying car insurance ("free market") or do single payer ("communism"). The current status quo of insurance cartels is terrible for everyone involved--employers/employees get fleeced, providers get stiffed, and America gets more unhealthy.
replies(7): >>43665156 #>>43665202 #>>43665214 #>>43665248 #>>43665288 #>>43665360 #>>43665474 #
burkaman ◴[12 Apr 25 15:27 UTC] No.43665214[source]▶
> make health insurance like buying car insurance ("free market")

This option doesn't work because healthcare can't be a free market. Car insurance companies have to compete not only with each other but with alternatives like not owning a car at all. There is no alternative to being alive, so health insurance companies can effortlessly collude to raise prices across the industry knowing that they have the most captive customer base possible.

replies(5): >>43665285 #>>43665712 #>>43665961 #>>43666061 #>>43666161 #
1. SoftTalker ◴[12 Apr 25 16:19 UTC] No.43665712{3}[source]▶
But things like deductibles and covered treatments are negotiable. The majority of health care is not “you will die without this specific treatment” there are usually options.