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"Slow Pay, Low Pay or No Pay": Blue Cross Approved Surgeries Then Refused to Pay

(www.propublica.org)
167 points ceejayoz | 2 comments | 12 Apr 25 14:25 UTC | HN request time: 0.001s | source
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m_ke ◴[12 Apr 25 15:29 UTC] No.43665225[source]▶
Wow great timing, I just got a $22,000 bill 2 hours ago for a surgery that UHC approved 2 months ago (in a written letter from them) because they refused to pay.
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1. mrangle ◴[12 Apr 25 16:10 UTC] No.43665627[source]▶
Start by calling billing and telling them what happened, and that you effectively don't have insurance and will be self-paying (said for the purpose of negotiation, not what you may or may not actually do). They should discount it by a lot.
replies(1): >>43665786 #
2. denverllc ◴[12 Apr 25 16:26 UTC] No.43665786[source]▶
Healthcare providers have starting saying it's "insurance fraud" to say that you don't have insurance when you do.

My guess: they know they can get more money from the insurer than the individual (or a combination of both!) so they want to scare you from not allowing them to negotiate with the insurers.