I do not like Adobe in the slightest, but it's not because of their billing practices.
† I.e. the type of deal where the individual is being asked to trade away something they cannot reasonably evaluate the net present value of (their own future optionality in a future they can't predict) — which will inevitably be presented by the company offering the deal, in a way that minimizes/obscures this loss of optionality. In other words, it's a deal that, in being able to make it, has the same inherent flaws as indentured servitude does — just with money instead of labor.
My natural instinct was to be ropable. But then I realised that I had actually been paying an annual insurance policy, monthly. I wasn't paying a monthly insurance policy.
Presumably when we signed up, there was a monthly option. Presumably it cost more. And so I can hardly be annoyed that they're essentially making up that difference now that I've chosen to terminate that contract early.